Skip Your Payment...

Need some extra cash for the holidays?
You can add some extra cash to your holiday budget by taking advantage of our Skip-a-Payment Program. We have designed a convenient program for you to skip a month of payments on your OCCU loans!

Because we understand the pressures of tight budgets and rising costs, we want to help you enjoy your holidays. Instead of skipping out on winter fun, just skip your loan payments and use the extra cash for gifts, travel, or home projects.

Convenient Options!
Skip-a-Payment is a simple and convenient way to stretch your budget. Instead of making your loan payment, you just send in the attached form with $25, skip the payment, and keep the money. It’s that easy.

You can skip your payments in November or December on any qualifying loan. Just let us know which payments you want to skip, and when, on the Skip-a-Pay form and send it in or drop it off at any of our locations.
Your normal interest charges will continue to accrue and your skipped payment will be added to the end of your loan term. Mortgage, home equity, commercial loan and credit card loans are not included. A fee of $25 applies for each skipped payment. If you participated in our Summer Skip-a-Pay Program, you are still eligible to participate in November or December.

Announcing New Branch Hours...

Visit our new Mortgage Center...

Our new Online Mortgage Center contains everything you need to know to get your home loan underway.

Through our site, you can view current rates, apply and receive an answer in minutes, contact one of our Mortgage Loan Representatives, access a variety of mortgage calculators and a wide array of information regarding the mortgage process, from applying to closing your loan.

You can also access the Rate Watch feature. Let us keep an eye on interest rates so that you don't have to! Complete the information below and we'll e-mail you when rates reach your goal or if you prefer, we'll e-mail current rate information on a regular basis.

No Closing Costs...

Whether you're planning for spring projects around the house, consolidating credit cards and other loans, or facing a major expense, our home equity special will lower your costs. No closing costs are required on any home equity loans. Combined with our current low rates, now is the time to lock into your home equity. Call us today or stop by one of our branches to get started!

APR and OCCU paid closing costs requires a minimum loan amount of $10,000 and a maximum loan-to-value of 90%. Payment is $17.16 per $1000 borrowed. Subject to credit approval. This offer may be withdrawn at any time and is subject to change without notice.Current rates apply.

Check Out Our Identity Resource Center...

Helping you to fight identity theft and fraud! Visit our Identity Resource Center today to find out: How to protect your identity, How to identify possible fraud, Who to contact when you've been a victim, And much more!

Recovered Vehicles for Sale Occasionally we will have repossessed automobiles available for sale to our members. Check this site periodically to view vehicles for sale and place bids. If there is an automobile listed that you may be interested in, make a bid and the vehicle may be become yours! Click here to check out our recovered vehicles.

Welcome to Kirby Kangaroo!

The Kirby Kangaroo Club is a fun, educational program that allows young savers, ages 12 and under to interact with other kids, be surrounded by positive role models, and learn important lessons about money. Through the Kirby Kangaroo Club, children can develop good savings habits and learn how their credit union works. Members of the Kirby Kangaroo Club will receive their own membership card, passbook and regular mailings. Club members also get the chance to participate in special events and activities sponsored by our credit union throughout the year. Open a Kirby Kangaroo Club Account for the special child in your life and watch their excitement and knowledge grow. To open an account, simply call or visit our office.

join in. catch on. get ahead.

	Check out our innovative new program that makes money make sense to teens! By visiting the CU Succeed site teens can find more information about choosing a college, finding a job, planning a career and much more! It's just one more way that we're trying to serve our members.